About us
About us
Who we are
Young Money Solutions, Inc. (YM$) is a 501(c)(3) organization founded in 2019 in Tampa, Florida. Our mission is to increase the financial capability and long-term financial wellness of underserved communities through financial literacy. We believe that a shift in mindset and personal responsibility is the catalyst for positive change. YMS offers several dynamic programs and services for various demographics, delivering impactful financial education results.
Howard Johnson
Howard Johnson is the co-Founder & CEO of Young Money Solutions, Inc., where he spearheads financial education initiatives for underserved communities, leveraging his professional expertise in financial services, asset management, politics, and human resources. An entrepreneur and personal finance expert, he is actively involved in various organizations and advisory boards and holds a professional membership in the American Association of Individual Investors (AAII). Howard’s passion for financial literacy stems from his personal experience accumulating almost $10,000 in credit card debt while at university, destroying his credit and taking years to pay off that debt. This experience served as an inflection point for Howard, to not only become financially literate, but to empower his community to overcome financial vulnerability and financial instability. Howard holds an M.P.A. in Human Resources Management and a B.A. in Criminal Justice from the University of West Florida.
Bryan Ferguson
Born and raised in The Bahamas, Bryan has worked in technology for the past 20 years, with almost a decade dedicated to FinTech. Currently holding the position of Site Reliability Engineer at Kin Insurance, he brings valuable expertise to his role. His skills include credit industry technologies, credit scorecard modeling, loan decisioning technology, and various tools and technologies, including pro audiovisual hardware and software. Bryan is also a licensed life and health insurance agent in Florida. His commitment extends beyond his professional endeavors. He is a co-founder and Chief Operating Officer of a 501(c)(3) organization, Young Money Solutions, Inc., dedicated to financial literacy education. Previously, Bryan served as an Advisory board member for Circuit 13 Juvenile Justice Advisory Board, a Tampa SCORE Mentor, and an Advisory Panel member for the USF Digital Marketing Certificate Program. Actively involved in community initiatives, he has also held leadership roles in Employee Resource Groups and educational initiatives. Bryan holds a degree and certificate in audio recording technology and various IT-related certificates.
We believe financial education is the key to unlocking a more stable and secure financial future, and we are committed to making that future a reality for all!
Our Mission
To equip a financially literate population with skills and resources to take action and make informed and beneficial financial decisions.
Our Vision
To create a financially literate population that is prepared for sustained financial success across their lifespans.
Get Monthly Updates
Support Our Mission
Your generosity can make a significant impact. By donating to Young Money Solutions Inc., you help us provide essential financial literacy education to individuals, families, and underserved communities.